Most competitive rates
in the marketplace!
We have written over 3,000 restaurants in Workers’ Comp, Property Liability, Employment Practices Liability and Health Insurance. Our competitive rates have saved our 3000+ restaurants that we write, thousands of dollars every year. Our unique safety program is the key to keeping your rates down, now and in the future! We are one of the few insurance brokers who can change your Safety Culture. The IOA Restaurant Team understands your challenges. We have been owners, operators and trainers in restaurants. Our unique safety programs reflect that experience.

We provide restaurants with expert insurance and risk management services

Menu Written On 3 SpoonsIOA has been writing and servicing restaurants for over 30 years. We are a full service agency and one of a few insurance brokers who can positively change the safety culture in an organization. Because our team is made up of individuals who have been owners, operators, managers, and trainers in the restaurant industry, we understand operations.

Our 35+ years of experience in the restaurant industry and our ability to create effective, user-friendly programs that produce positive results is what truly sets us apart from other brokers in the insurance industry.

Our unique safety program is the key to keeping your rates down, now and in the future! We have saved restaurant owners thousands of dollars. We would not be able to write them if we weren’t so highly competitive in the marketplace.

No matter your restaurant size, from a large multi-unit operator, franchisor, or a start-up business we customize coverages and create personalized safety programs that address your unique insurance needs.

Effective, low- cost restaurant insurance and safety programs created and developed by restaurant people for restaurant people!

What makes us different?

  • We are insurance people with extensive restaurant experience backgrounds
  • We have restaurant experience as operators who started out ourselves as employees – backhouse/fronthouse employees, store openers, corporate trainers, restaurant managers and owners of quick-service to full-service restaurants
  • We have safety trainers with restaurant knowledge to train the DM’s and Management Teams
  • We have state of the art Safety Training that will lower the clients mod and save you money
  • We have Workers Comp and Property/Liability carriers no one else can access
  • We have 50 offices that can write in all 50 states
  • We have a very unique way of fighting all fraudulent claims

IOA National Restaurant Division

Writing and Servicing Restaurants Icon

Writing and Servicing
Restaurants for
30 years

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Written over 3,000
Restaurants

50 Offices Nationwide Icon

50 Offices
Nationwide

Billion Icon

$1.8 Billion +
in Premiums

Full service Agency Icon

Full-service Agency-
Workers’ Compensation,
Property & Liability, Health
Insurance, Employment
Practices, Foodborne
Illness, etc

Exclusive IOA National Programs Icon

Exclusive IOA National
Programs for Workers’ Compensation and
Property & Liability

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Division that
Specializes in
Restaurants

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Restaurant Specific
Safety Programs
that Work

What Clients Say

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