Exclusive Insurance Programs

Workers’ Comp / Property Liability

We have in our National Restaurant Division exclusive Workers’ Comp and Property Liability Programs. We have five major carriers that give us preferred rates because of our Superior Safety Programs.

Captive

We have two semi-exclusive Captive Programs for our clients that have the potential to return up to 62% of their premium dollars over time based on their claims.

We have a very unique claims handling approach called “Breaking the Habit”®. “Breaking the Habit” ® is a revolutionary and award-winning litigation strategy developed by two board certified attorneys, Sapra& Navarra, LLP. The strategy reduces average total cost per case and cycle time by more than 50% on litigated indemnity claims.

“Breaking the Habit” ® is a registered trademark of Sapra & Navarra, LLP, protected under the trademark laws of the United States and other countries, and any commercial use, distribution, duplication, or reproduction of this trademark is strictly prohibited without the express written consent of Sapra & Navarra, LLP.

IOA information

Team Members Icon

1000+

Team Members

Largest Insurance Agency Icon

23rd

Largest Insurance
Agency in U.S.

Locations Icon

50+

Locations

Customer Support Icons

100%

Customer Support

Largest Privately Icons

13th

Largest Privately Held
Commercial Property
and Casualty Agency

Million in Revenue Icon

$198

Million in Revenue

Clients Icon

50,000+

Clients

Billion Dollars Icon

$1.8

Billion Dollars in
Premiums

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